This policy covers physical loss or damage, or destruction caused to the Insured Property and/or assets including stocks against perils such as Fire, Earthquake, Cyclone, Flood, Lightning, Landslide,etc for any commercial property
for upto 1 year. Fire cover is mandatory in this policy. Additionally, plan can be customized by adding sections like Burglary, Machinery breakdown, plate glass, etc. as per business requirement. This is our base offering
(minimum necessary coverage). Compare with alternative
Contractors All Risk
The comprehensive policy covers the contractor/principal from physical loss or damage to property, plant, machinery and tools, project items /works brought on to the site and temporary works erected on-site, as well as third
party liability related to work conducted on the site.
Contractors Plant & Machinery
The policy provides the hassle-free way to protect loss or damage to machinery, equipment and tools used for construction due to an accident arising out of external perils.
Burglary and Housebreaking Insurance Policy
The policy provides coverage against burglary, theft including hold-up risk and damage caused to interest covered.
Consequential Loss - Fire
This policy covers you for the losses you incur from disruption to your business following a fire.
Business Suraksha
This is a unique package policy which provides choice of all type of covers under one Package Policy.
Electronic Equipment
The policy covers the assets so vital to keeping your business functioning smoothly – your electronic equipment and data.
Erection All Risk
The policy provides comprehensive coverage against storage, assembly/erection, testing and commissioning of the facility, new green field projects or dismantling and re-constructing it.
Fidelity Guarantee
This policy covers monetary loss sustained as a result of act of fraud or dishonesty committed by the employees while performing their duties.
Fire & Special Perils
This Policy protects you from financial losses arising out of “Named Perils”
Industrial All Risk
This is a Comprehensive Package Policy which provides cover against unforeseen circumstances including accidental damage to the property, which a large industry may face during its operation.
Machinery Breakdown
This Insurance covers accidental, electrical and mechanical breakdowns of machinery and equipment as a result of internal and external causes.
Money Insurance
The policy broadly covers loss of money in transit by the insured or insured’s authorised employee(s) or money held in safe in the Insured’s premises.
Neon Sign
This Policy covers loss or damage to Neon sign by accidental external means, fire, lightning, external explosion, theft or malicious act.
Plate Glass Insurance
The policy covers accidental breakage of glass used in the façade or interiors of the building at the Insured's premises.
Extended Warranty
This policy covers repair or replacement costs due to breakdown of insured asset arising from manufacturing defects during the extended warranty period.
Inherent Defects Insurance Policy
This policy provides protection against the cost of repairing, restoring or strengthening of the insured building if suffers a damage caused by inherent structural defects.
Why HDFC ERGO?
Secured Over 1 Crore+ Smiles!
Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?
All the support you need 24x7
We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?
Catering customer needs
Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.
Why HDFC ERGO?
Transparency at its best
HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?
Awards
We have received the ICAI Award of the Year and excellence in financial reporting for the year FY: 18-19.
Why HDFC ERGO?
Secured Over 1 Crore+ Smiles
Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
All the support you need-24x7
We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Catering customer needs
Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.
Transparency at its best
HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Awards
We have received the ICAI Award of the Year and excellence in financial reporting for the year FY:18-19.